BASIC ANIMAL COVERAGE

What We Cover

Wyldguard Protection Warranty covers structural repairs and wildlife exclusion work caused by wildlife intrusion. Coverage applies to the exterior of the structure from roofline to foundation footing and includes interior wildlife removal from within the covered structure upon a valid claim.

What basic coverage pays for

  • Exterior structural exclusion work using approved species-specific materials
  • Repair of immediate wildlife damage
  • Preventative exclusion barriers to block future access
  • Wildlife trapping and live removal from inside the covered structure
  • Attic or foundation insulation removal and replacement, at the discretion of the Wyldguard inspector, if the R-value or structural integrity was significantly damaged by the covered species

What basic coverage does not pay for

  • Wildlife on the outside of the structure or hanging externally
  • Wall insulation or between-floor insulation
  • Garage door bottom seals, weather stripping, or other moving entry points
  • Structural staining, rot, or degradation caused by bird or bat fecal matter on the exterior
  • Standalone trapping programs not connected to a structural exclusion plan
  • Detached structures such as sheds, outbuildings, hot tubs, or saunas, unless added via written policy rider

Transparent Pricing

Wildlife warranty coverage rates

Monthly premiums are based on total gross interior square footage. All pricing is published in full. Nothing is hidden.

AVAILABLE DISCOUNTS

  • 5% off for annual prepayment

  • 10% off for military and first responders

  • 10% off for certified wildlife control professionals

  • 15% off for comprehensive regional portfolio

Discounts may be stacked where eligible. Must be verified at time of application. Cancellation processed on the first of the following month. No pro-rated refunds.

Structure Size Monthly Premium
Under 1,500 sq. ft. $75.00
1,500 – 2,499 sq. ft. $100.00
2,500 – 4,999 sq. ft. $150.00
5,000 – 7,499 sq. ft. $210.00
7,500 – 9,999 sq. ft. $285.00
10,000 – 14,999 sq. ft. $375.00
15,000 – 19,999 sq. ft. $495.00
20,000+ sq. ft. $495.00 base + $100 per additional 4,999 sq. ft.

WHAT’S INCLUDED

Covered Animals

Basic coverage includes all wild animals indigenous to your state, county, and local region that are known to cause structural damage. The table below lists covered species, the approved materials required for valid exclusion work, and the materials that will void a claim if used.

Basic Animal Coverage Species

Basic coverage applies to all wild animals indigenous to your state, county, and local region that are known to cause structural damage or infiltrate homes and businesses. Domestic animals, insects, arachnids, and general classified pests are not covered.

One exception worth noting: mice and rats are explicitly included under the basic package, even though they fall under commensal rodents rather than traditional wildlife. Coverage for rodents requires external preventative trapping performed by a local WCO.

Add-On Animal Coverage Species

Specialty coverage is available for large or non-standard species not covered under the basic package, regardless of local population density or regional commonality. Each add-on requires an active Basic Animal Coverage policy. A certified WCO must confirm all claimed damage is biologically consistent with the covered species before a claim is processed. Domestic animals, insects, arachnids, and general classified pests are excluded from all tiers.

Specialty add-on species

  • Beaver — $50.00 per month (trapping and dam removal only)
  • Bear — $75.00 per month
  • Elk — $75.00 per month
  • Deer — $75.00 per month
  • Coyote — $75.00 per month
  • Mountain Lion — $75.00 per month
  • Wolves — $75.00 per month
  • Moose — $75.00 per month

Add-on coverage requires an active Basic Animal Coverage policy and must be biologically confirmed by a certified WCO before a claim is processed.

The four-month reporting window

Any active infestation or structural breach must be reported within four months of first detection. Claims filed after this window may be declared void. A problem that costs $2,000 to resolve in month one can cost $8,000 or more by month three. Report early.

INSTALLATION REQUIREMENTS

Approved Material Standards by Species

To maintain warranty validity, WCOs must strictly adhere to the following hardware and installation standards:

Approved Structural Materials Unacceptable / Prohibited Materials
Raccoons & Opossums Heavy-gauge metal working is mandatory. Perforated Pest Blok is preferred; sheet tin is permitted. All materials must be mechanically fastened with screws. Foundation vents require perforated Pest Blok (subject to local airflow regulations). Pest Armor. ¼” or ½” hardware cloth is prohibited (except when overlaid directly on gable vents).
Skunks & Foxes PVC-coated welded wire or Pest Blok required for all large subterranean openings and crawlspaces. Pest Armor. Standard hardware cloth; Dig Defence.
Squirrels ¼” hardware cloth secured with screws; sheet tin and Pest Blok combinations. Main ridge vent breaches require grated metal or RidgeGuard fastened with rubber-washer screws. Pest Armor. Expanding foam; unanchored or loose hardware cloth; one-way excluder cones left permanently.
Mice, Rats, & Snakes Silicone/elastomeric sealant backed by hardware cloth or copper mesh/excluder for small gaps. Custom-bent tin or Pest Blok for large gaps/long structural spans. Rat exclusions allow ¼” hardware cloth. Exterior traps/bait stations are required from a local WCO post-seal. Expanding foam; ¼” or larger hardware cloth (for mice/snakes); ½” or larger hardware cloth for rats.
Bats Heavy caulking/sealant with appropriate mesh/backer. ¼” hardware cloth, tin, and Pest Blok are permitted. Stand-alone expanding foam. ½” or larger hardware cloth.
Rock Chucks & Groundhogs PVC-coated wire mesh or Pest Blok. ¼” hardware cloth; Dig Defence.
Birds Approved non-lethal deterrents (e.g., Intimidator flashing units, Opti-Gel discs, Lasers). Vent cleanouts and protective cage installations are fully warrantied under the base package. Shock track, bird wire, or bird netting are also products that may be warrantied. Expanding foam; standard bird spikes are not insurable.
Marten Custom-cut, form-bent metal Pest Blok or sheet tin. Pest Armor. ¼” to ½” hardware cloth.
Weasels Pest Blok, sheet tin, or a minimum of ¼” hardware cloth. Caulking with an excluder mesh backer is acceptable. Expanding foam (used either as a standalone fill or a backing substrate).
Lizards Sealant backed by structural mesh for small gaps. Custom-bent tin or Pest Blok combined with sealant for large transitions. Exterior trapping arrays recommended post-exclusion. Expanding foam; 1/8” or larger hardware cloth.

WARRANTY LIMITS

What’s Not Covered

Wyldguard Protection Warranty is a limited express warranty. That means coverage is defined, transparent, and bounded. The exclusions below are not fine print — they are the honest limits of what this warranty can reasonably cover and warrant.

Excluded from all coverage tiers

  • Domestic animals
  • Insects and arachnids
  • General classified pests
  • Wildlife on the outside of the structure or hanging externally
  • Wall insulation or between-floor insulation
  • Garage door bottom seals, weather stripping, or other moving entry points
  • Structural staining, rot, or degradation caused by bird or bat fecal matter on the exterior
  • Underground utility lines, conduits, leach fields, or septic systems outside the foundation footprint
  • Standalone trapping programs not connected to a structural exclusion plan
  • Detached structures such as sheds, outbuildings, hot tubs, or saunas, unless added via written policy rider

Work performed with prohibited materials

Any exclusion or repair work completed using prohibited materials for the relevant species will not be covered under the limited express warranty, regardless of when the work was performed. Every species has a defined list of approved and prohibited materials.

Claims filed outside the four-month window

Claims filed more than four months after initial detection may be declared void due to property neglect. All repair costs in that case fall to the property owner.

Single-unit coverage in attached structures

Single-unit coverage within hotels, row homes, duplexes, condominiums, or attached multi-family units is not available. All parties sharing common walls, foundations, or roof spaces must purchase individual or block policies simultaneously.